The Future of Real Estate Discusses Electrical Issues That Increase Insurance Costs

What Electric Issues Will Cost Me More Money on My Tulsa Homeowners Insurance Policy?  Insurance Companies have recognized that they can build into their rates based on certain improvements or lack of certain improvements.  Insurance companies have noticed that certain things have added risk to them, therefore the cost to insure is increased.  When getting insurance quotes, especially on older Tulsa area homes, keep that in mind.  For example, some companies will not write a policy for a home with knob and tube wiring.  Other companies will write those policies and have built the risks into the rates.  There are times when it will save you money to pay for electrical repair on your Tulsa area home up front, versus paying extra each year for your insurance.  This question really can only be answered correctly by your Tulsa insurance agent and your Tulsa Electrician.  In some cases it is cheaper in the long run to pay for the Tulsa electrical repairs and updates instead of paying more in your insurance policy due to the extra risk. For example knob and tube wiring, pig-tailing the wiring in your home, and many other issues can increase the cost of your policy due to risk. It may be cheaper in the long run to pay for the repairs needed on those items instead of paying the higher insurance premiums. For questions on your Tulsa homeowners insurance policy contact Tedford Insurance at 918-299-2345 or tedfordinsurance.com. For all your Tulsa electrical repairs contact Murray Electric at 918-835-9605 or murrayelectric.com.

 

QUICK TIP– Did you know that leaving old tires, paint cans, old unusable non-working bikes and cars lying around your home can detract from the value?  If you have old items that need to be disposed of talk to your local city office and find out when and where you can dispose of them.  Many cities have annual chemical dumps where you can dispose of old chemicals, unused paint, and other items that can’t or shouldn’t be disposed of in the trash.

 

Tulsa Title Insurance– In order to issue a title insurance policy on your Tulsa area home, there must be certain things completed first.  All payments, releases, and documentation for those things must be given to your title company in order to ensure that everything is in order before the title insurance can be issued.  Working with a good experienced title and closing company can help you avoid many problems that can occur before closing, or even years later. Talk to your Tulsa area title and closing company about what requirements are needed.  For all your Tulsa area title, abstract and closing needs, contact Guaranty Abstract at 918-496-9090 or 918-587-6621 or www.guarantyabstract.com.

 

What must be done to ensure you have updated plumbing?  Updated plumbing depends on the age of the Tulsa house.  Insurance companies look at where the greatest cause of failure would occur- toilet supply lines, hot water heaters, etc. Of course updating fixtures, toilets and other visible features is great, there are also things that are not necessarily visible but can lead to major damage.   Insurance Companies use a system called CLUE to see what claims have occurred in the home over the years.  This helps them determine how many claims have occurred over the years and gives them a clue about what issues may arise.  For all your Tulsa homeowners insurance needs, contact Tedford Insurance at 918-299-2345 or tedfordinsurance.com.

 

Tulsa Area Real Estate For Sale

One Address, Thousands of Homes- Home Guide Tulsa

3909 Battle Creek Drive- well maintained custom built home with all the extras, heated whirlpool tub, gated community.

For all your Tulsa area real estate needs, contact Darryl of eXp Realty at 918-732-9732 or www.darrylbaskin.com.

The Future of Real Estate Discusses Staging Your Tulsa Home


YBT stands for Young Businessmen of Tulsa.  Young, old, female and male can all participate with YBT, although our demographic is geared towards young male businessmen.  We provide an opportunity to mentor men and help them along their journey of success.  We want men to balance their life with a healthy spiritual life and healthy relationships in addition to their successful business. We encourage men to step up and work on their leadership skills and use their business to help serve the community outside of their product or service.  To find out more about YBT, contact them at ybtok.com. 

 

What’s Happening At Forest Ridge?– Forest Ridge is not just a golf club or a Broken Arrow subdivision.  It began in 1989 with the neighborhood Oaklane. Today there are 13 neighborhoods that comprise Forest Ridge.  New Construction is still going on. You can play golf, swim or play tennis at the club, although those that live in Forest Ridge get a discounted rate.  There is a nice span of homes in Forest Ridge from just under $200,000 and up. This is a great master planned community.  There are parks and a catch and release pond in a nice leisure setting.  They are not also not too far a drive to downtown Tulsa.  Interested in Forest Ridge?  Contact Deb Karstens of eXp Realty at or 918-261-6602.

 

What Are the Benefits of Staging Your Tulsa Home?– Tulsa area homes that are lived in sell faster than vacant homes.  When you stage your Tulsa area home properly there are many benefits including:

  • Selling your Tulsa area home faster since a lived in home generally sells faster.
  • Lowering some of your costs since those living in your home pay for utilities.
  • Being occupied, the insurance premium will often be much cheaper than a vacant home.

For more information on staging your Tulsa home for sale, contact Jean at 918-392-1960 or  showhomestulsa.com

 

Tulsa Abstract Problems–  When someone owns several different pieces of Tulsa property and they want to convey a piece of property to a trust there can sometimes be problems.  For example, they might have sold a property only to realize it years later when trying to place the property in a trust. This is not always that common but can happen when you or your family own many Tulsa area properties.  The chain of ownership of the property must be clean in order for the sale or transfer to go through.  If that chain is broken or clouded, the sale can be cancelled.  Un-platted land is what there are  more problems with when compared to platted land.  There are many reasons why problems occur. Remember someone else’s mistake can affect you. Taking care of these problems is what Tulsa area Abstract and Title companies do.  For all your Tulsa area abstract and title issues, contact Guaranty Abstract at 918-587-6621 or www.guarantyabstract.com.

 

Tulsa Area Real Estate For Sale

One Address, Thousands of Homes- Home Guide Tulsa

8954 W 51st Street Tulsa-$999,999- 5 acres with amazing 9000+ square foot home, pool, outdoor kitchen, double curved staircase and more.

5101-5103 E 32nd Street Tulsa- $159,900- investment property subject to lease, 2 bedroom, 2 bath duplexes, mostly remodeled with fireplaces.

328 E 29th Street Tulsa-$315,000- Maple Ridge, 3 bedrooms, 2 bathrooms, over 1500 square feet, basement, garage, remodeled kitchen.

For all your Tulsa real estate needs, contact Darryl of eXp Realty at 918-732-9732 or darrylbaskin.com.

The Future of Real Estate Discusses Installing a Generator in Your Tulsa Home

 

Court Appointed Special Advocates– CASA trains volunteers to speak for neglected and abused children in court.  When children from Oklahoma are put in state custody due to allegations of neglect or abuse, a Tulsa area CASA volunteer can be appointed by the judge.  The CASA volunteers talk with case workers, foster parents, parents, teachers, doctors, attorneys, the children and those involved with the case.  They will be able to make recommendations and give information to the judge so that they can make the best decision for them.  To become involved in CASA, contact Tulsa CASA at tulsacasa.org.

 

Can a Generator Be a Benefit to Your Tulsa Home?  A generator is a convenient thing to have but can also enhance the value of your Tulsa home.  More experienced buyers will often pay for the quality items that have been added to your home, such as a generator.   A generator is not an extraordinary expense to have the peace of mind that you will be able to use the appliances and equipment necessary in an outage. A generator can run just the minimal number of appliances- hot water tank, a couple of light fixtures and electrical circuit, microwave, etc.  Those few appliances and electrical outlets don’t take a really big generator.  Evaluate what you need (including any necessary medical equipment) and let us help you determine what size generator you need.  We will put the necessary items in one panel and when the power goes out those items in the emergency panel will be run with the generator.

Tulsa area homes are using less electricity than in years past.  This is due to newer style light bulbs, fixtures and appliances.  For an average house you are looking at about $8000 for the entire job- the panel, generator, labor.  Now the gas line would need to be run separately by your Tulsa plumber.  It is important that you have a licensed Tulsa electrician install the generator and electrical panel.  Without the proper installation and transfer switch people can get hurt.

Also remember a whole house surge protector.  They are affordable and can save you from lots of expense and difficulty in the future should an electrical surge occurs.  For Tulsa electrical repair, installation, or questions, contact Murray Electric at 918-835-9605 or www.murrayelectric.com.

 

What are Quality of Life Features?   When designing your Tulsa home, remodeling, or simply doing repairs to your Tulsa home, consider quality of life features.  There are many features that increase your quality of life.  Extra thick walls, wider doorways and hallways, and upgrading your thermostat, lightbulbs and light fixtures are all examples of things that can increase your quality of life.  Sometimes these features can protect you in the event of a storm (such as wall thickness and material or a built in storm shelter), other times they decrease the amount you spend on utilities.  For more information on quality of life features to consider in your Tulsa home, contact The Baskin Real Estate Specialists at 918-732-9732 or www.darrylbaskin.com.

 

Tulsa has the worlds largest collection of Art Deco buildings!  This is a unique feature of Tulsa and a great thing to explore, whether you have lived here for years or are just visiting. For more information on these building, visit Art Deco Tour here at darrylbaskin.com.

 

Does The Homeowner Have to Be Present During Whole House Surge Protector Installation?  If your Tulsa electrician is  installing a surge protector at the panel the homeowner does not necessarily have to be there during the install.  Sometimes we have to shut off the electricity and sometimes we can leave the electricity on. As a homeowner, depending on your preferences and what we need access to, will determine whether you need to be present during installation.

 

Tulsa Real Estate for Sale

One Address, Thousands for Sale- Home Guide Tulsa

171 and Memorial- Commercial Acreage, appx 35 acreage, good highway access

6718 S Atlanta Avenue Tulsa- $255,000- one level, side entry 2 car garage, modern updated kitchen

1 N Armstrong Street Bixby- $285,000- The old Ice House Fitness Center, can be sold with or without equipment

3909 N Battle Creek Drive Broken Arrow- $400,000- gated community, quality of life features, therapeutic hot tub

630 Meadowood Drive Broken Arrow- $163,500- Indian Springs, Backs to golf course, 4 bedrooms, partially remodeled.

For more information on Tulsa area real estate, contact Darryl of eXp Realty at 918-732-9732 or www.darrylbaskin.com.