The Scoop on Mold in the Home- What Tulsa, OK Residents Need to Know


Special Guest, nationally recognized expert on Mold in homes, Tom Brick joins us for a phone interview every Tulsa Home Seller or buyer should know about.

We recently had a client with a mold issue. There was some possible mold found when preparing to list the property, so a mold inspector was brought in for an assessment. Mold, the spores of mother nature which can cause health issues, had gotten into the structure of the house; or so they thought. A second inspection and test showed no high levels of mold. This disparity brought up some interesting questions which we posed to one of the top national experts on mold in the home, Tom Brick.

According to Tom, there are some key things to keep in mind when it comes to mold. First- while there can be health issues, such as respiratory problems, mold isn’t fatal. Second, prevention of mold is the key to keeping your home environment healthy. Third, if mold is suspected, working with an experienced licensed inspector and technicians will be your best resources for mold issues. And fourth, getting a second or third opinion is always a good option to consider.

Mold grows in moist air. With a bit of care and diligent maintenance, most Tulsa homeowners can prevent mold from ever being an issue. This is best achieved with a good HVAC system where the moisture level in the air is kept between 40%- 50%. A good air flow exchange through your air conditioning system is likely to be all that’s needed to maintain this ideal air quality environment.

If a musty smell is noted in a home, or water spots appear on walls or ceilings, your home could be impacting the overall health of you and your family. It’s best to have a mold inspection done, and if needed to have the mold removed by a professional. When mold is confirmed in the home, proper clean up includes keeping the area sealed off from the rest of the house, as molds are airborne spores, disturbing them can send them to other rooms in your home and prolong the issue.

Just as hiring an electrician or plumber is the ideal for complex repairs, so too is working with an experienced, licensed mold inspector and removal service. As mold levels in the air can fluctuate greatly depending on the weather and season, getting at least two opinions is recommended. If both inspections have a large disparity in results, it’s worth it to get a third for a better comparison.

Find out about more things every Tulsa, OK Homeowner should know about mold by listening to the entire phone interview with Tom Brick on The Future of Real Estate is Now. If you have concerns with mold in your home, check out the CDC Government website for more information about mold and air quality, as well as additional resources.

Tulsa OK Real Estate Review: Home Warranties

Darryl talks with Penny Roth of Home Warranty of America, reviewing the benefits of this important added insurance for your home.

A home warranty is something every Tulsa, OK seller, buyer and homeowner should seriously consider. Just as with other types of insurance, a home warranty is in place to help you defray the costs of repairs when things go wrong. As explained by Penny Roth of Home Warranty of America (HWA), this type of coverage is often over-looked yet can be quite beneficial.

With a home warranty close to 120 items which fall under household appliances and systems are covered for repair. This goes beyond standard homeowner insurance policies; good news for policy holders faced with significant damages or repairs. Home warranties can cover items such as appliance repair and replacements, leaking gas or water pipes, plumbing fixtures, alarm system repairs, garage door systems and so much more.

Suppose you have a water pipe leak and your wood floor is damaged. Chances are your homeowners’ insurance will cover the damage to the floor, but what about fixing the pipe? Unless you have a home warranty, you’re looking at having to cover that expense yourself. With a home warranty you can save considerable funds when it comes to home repairs.

Tulsa, OK and the surrounding areas of Bixby, Broken Arrow, Collinsville, Glenpool and Sand Springs, are in a growing sellers’ market. An excellent incentive for home sellers to provide to buyers is a home warranty with the sale of their property. Home buyers can also opt to purchase their own warranty; typical plans last for a year and give a measure of peace that should anything go wrong after moving in, the expense won’t be cost prohibitive.

Even if you’ve been in your home for a while, you can still benefit from a home warranty, the fees are a bit higher, but the expense is worth it for the extra insurance against the unexpected.

Find out more about home warranty options by checking out the Home Warranty of America website: www.hwahomewarranty.com For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Featured Properties

NEW LISITNG: 1203 W. Austin St. $127,000 3-bdrm, 2-bath, 2 car garage, in South Broken Arrow, great low price for the area- check out the eXp 3-D tour online, this is not expected to be on the market long!

1181 E. 131st Street 16,000 sqft; close to 55 acres, Courtyard, Pool, 4-car garage, $2,400,000. Check the eXp 3-d online tour of this incredible listing. Jinx/Bixby area. Great for a Bed & Breakfast investment.

940 E. College St.  Very affordable condo ideal for convenient living. $68,000. 2-bedroom, 1.5-baths, 2 level unit in Broken Arrow, close to downtown, recreation center across the street. Great for active lifestyle with the best of urban village living and a home-town atmosphere.

2748 E. Admiral Blvd. Reduced Price $104,500. 4-bedroom, 2-bath. Value-priced property. Multiple offers Pending, yet it may not be too late, call today to find out if you can get this incredible home.

26721 E. 80th Pl. South $268,000, 2,698 sqft. need a workshop? Love your cars and recreational vehicles- this is a haven for you- attached garage AND a separate 500 sqft. insulated garage; in Kensington Ridge, near Forest Ridge MPC.

Tulsa OK Real Estate Review: Home Inspections


Darryl & Stan Continue their discussion of important aspects of buying Tulsa, OK residential real estate

You’ve made an offer on a Tulsa home, now what? First things first. The inspection needs to be completed. There is a 10-day period to get this done. The main reason this is such a short time frame is to allow both the buyer and the seller a quick process to confirm a home is in good shape, and if any repairs are needed, there is time to negotiate or walk away without either party losing too much in time or money.

There are 2 main types of inspections to have done on a home, structural and utility-based. A structural inspection covers a review of the bones of a house. How is the foundation? Are there cracks in walls or along molding? What shape is the roof in? Utility-based inspections focus on the systems of a house, such as electricity, plumbing, heating, and cooling.

Home inspections provide a negotiation tool for both home buyers and sellers. With an agent you trust on your side, getting through the inspection period can be made less stressful, as you can rely on your agent to help you examine all the options before giving that final ‘yes’ or ‘no’ to your Tulsa real estate contract.

Should the home you want need a new roof, as confirmed by the inspection, you and your agent can work with the seller to possibly lower the sale price and have you cover the cost of the roof repair. A lower price will give you additional funding to cover this, and a good agent will utilize their network of other trustworthy Tulsa area companies to help get the job done.

 When you are ready to sell or buy a home in the Tulsa OK, Green Country Region, or simply have some questions you need answered, schedule an appointment with me at Askin4Baskin.com. Whether you choose me to be your Realtor® or not, my goal is to help educate the community and my clients to achieve their home dreams  For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

Realtor® Myths Busted with 20 Questions You Must Absolutely Ask Your Next Agent

Darryl & Trina review some common myths about Realtors® and why interviewing your next agent is important to do

Like many industries, real estate has many myths which can cause unnecessary worry or anxiety for people when they are faced with the not-so-everyday-task of selling or buying a home. The process can be made much easier when you have an experienced professional on your side, whom you trust and can rely on.

Asking questions is also a great way to dispel some Realtor® myths, such as the one which says, “Real Estate is Glamorous.” Sure, before the internet there was a climate of glamour around real estate, with many successful agents touting fast cars and fancy suits. Big brand name signs were of high prestige for home sellers to have in their yard, almost guaranteeing a quick and successful sale.

The reality is much different however. Real estate involves a lot of work, especially for a sale or purchase to succeed. With the internet, the entire game of real estate changed once the MLS (Multiple Listing Service) was established. With online searches now being the initial place home buyers look, being up to date on the latest marketing solutions will impact an agent’s success rate as much as their own attention to detail and efforts put forth in advising their clients.

The advent of the internet and the MLS system also helped to dispel another myth, that “Agents are only interested in selling their own listings.” Naturally an agent wants their listing to sell. But sometimes, home sellers can be left feeling as though other agents, perhaps a Realtor® they turned down as their own agent, will purposefully avoid showing a listing they didn’t get to their buyer clients. This feeling can often come about due to a lack of activity around a listing. Chances are there may be either something in a marketing plan that is missing the mark to attract home byers, or there may not be many buyers interested in a specific type of property.

With an experienced Realtor who understands the ups and downs of the local real estate market, and who have their clients best interest in mind, home sellers can move past these myths and enjoy the process of selling their property. Client or not, I encourage anyone looking at residential real estate in Tulsa, Broken Arrow, Sand Springs, or anywhere in the state or nation, to check out the 20 Questions I have compiled which can help you start the conversation with potential agents.

This in-depth guide is a valuable resource to assist you through the process of finding the right agent. Download my FREE home seller and home buyer report,20 Questions You Absolutely Must Ask Your Next Agent Before You Sign on the Dotted Line for a complete list of questions include in an agent interview when hiring a Realtor®.

 

Featured Properties

752 Knobb Hill Dr- Sand Springs- New Listing! $170,000, Split-level, 4 bedrooms, 3 full baths, 3 acres with a lakeside view, wrap around bac porch, storm cellar.

940 E. College St.  Very affordable condo ideal for convenient living. $68,000. 2-bedroom, 1.5-baths, 2 level unit in Broken Arrow, close to downtown, recreation center across the street. Great for active lifestyle with the best of urban village living and a home-town atmosphere.

2748 E. Admiral Blvd. Reduced Price $104,500. 4-bedroom, 2-bath. Value-priced property. Multiple offers Pending, yet it may not be too late, call today to find out if you can get this incredible home.

For a complete list of active listings, visit homeguidetulsa.com

 

For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

Understanding Tulsa Home Loan Locked Interest Rates

Darryl and Dan Newberry of TTCU discuss what it means to have a locked interest rate on a home loan

If you’re ready to invest in Tulsa real estate or in Broken Arrow, Sand Springs, or anywhere in the region, you’ll have an edge over other buyers if you have a pre-approved loan. This is a key step to take for home buyers, yet your loan interest rate will not be locked until you are in the process of buying an actual home.

Once you have an accepted offer for a home, you, your Realtor®, the seller and their agent enter into the negotiation process. Part of this process includes getting your actual loan interest rate locked in. Once this is done you will have a pretty good idea what your monthly mortgage payment shall be. But what happens if negotiation go awry and your offer falls apart?  Can you still apply your locked interest rate and loan to a new house?

The short answer is no, and Dan with TTCU has helped to explain why. Major investments such as Tulsa Real Estate, involves multiple institutions and funding resources. When a loan request is processed, a specific property is taken into account as part of the loan value and collateral. This helps give the funding institution, your lender, additional capital back-up for the process of acquiring the monies to purchase the property.

If a home sale falls through, the property is no longer available regarding the specific loan, so the process of determining an interest rate has to begin anew. Residential real estate interest rates change regularly with economic and investment climate fluctuations. Should you as a buyer need to find a different home to buy, you will need to then determine again what your interest rate will be with your lender

How can you be sure you have a good deal with the best loan options for you and your family? Working with a portfolio lender such as TTCU is a good place to begin. By having one single business to work with on your loan, you will have better access to a variety of loan options and solutions no matter the outcome of your home buying negotiations. Visit www.ttcu.com to start the discussion of financial solutions for you and your family.

For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

What is CSST Bonding and Does Your Tulsa or Broken Arrow Home Need it?

Our discussion with Steve from Murray Electric Explains what CSST Bonding is and why you may need it in your home.

I recently worked with Steve at Murray Electric and a client to ensure their home was up to code and ready to sell. One big question came up which I have been hearing more and more around Tulsa and Broken Arrow. CSST Bonding was required to be installed along their gas pipes. The question was what exactly is CSST Bonding and why do I have to have it?

CSST or Corrugated Stainless Steel Tubing has been required on new homes around the Tulsa and the Broken Arrow region since 2007, when the national electrical code recommendation for this additional safety measure was adopted. Since then, new Tulsa and Broken Arrow homes are built with CSST Bonding incorporated along gas lines. Home owners seeking to remodel, or to sell their property may need to also include CSST Bonding as an update.

So, what’s so special about CSST Bonding? This is a specific safety measure to help lessen the potential for home gas line explosions which can be caused by lightning strikes. When lighting hits a building, the energy of that bolt will continue to travel until it reaches the ground. If lighting is traveling alongside a metal gas or electrical pipes which are next to one another, it’s very easy for the lighting to arc over from one pipe to the other; if this happens, a gas leak can occur if the pipe is damaged.

This can potentially be an un-detected issue with a pin-size hole being the only damage caused. Yet even this small of a hole can allow gas to leak and collect within a home. Over time if enough gas leaks, it can be ignited by a spark source, serious damages or injuries can result.

In essence, CSST Bonding is an extra safety measure which Steve & Murray Electric highly recommend. It’s one of those better safe than sorry scenarios worth knowing about. Not sure if your Tulsa or Broken Arrow home needs CSST Bonding? You can find out by having a conversation with Steve at Murry Electric yourself. This is one local service where there is a live person on the other end of the phone. With two locations in Tulsa (918-835-9605) and Broken Arrow (918-254-9771), help is just a phone call away. Find more information at their website: www.murrayelectric.com.