Is It Still a Good Time to Get Low Tulsa Interest Rates on Tulsa Real Estate?– The bond market has been very interesting recently. It went up and then fell. The US bond market is important to Tulsa because when bonds are low, Tulsa interest rates are lower and when higher, interest rates are higher. Recent job creation news has led to an increase in interest rates. We are in the time in our economy where you can get really low interest rates. In addition, the conforming loan limit has been raised. There are restrictions on the amount of loan you can get with each type of Tulsa real estate loan- conventional, FHA, etc. With Conforming Loan Limits being raised, you can get a higher loan amount. All of these factors are leading to good interest rates and allowing you as the homeowner or home buyer to get more. For all your Tulsa Mortgage needs, contact TTCU The Credit Union at 918-749-8828 or www.ttcu.com.
What is the Best Way To Learn About Tulsa House Flipping?– Current TV shows have brought the subject of house flipping to the forefront. The best way to learn is to get involved. Go to free Tulsa real estate courses and learn what they are teaching. Then learn where the holes are in their Tulsa real estate investment strategies. Getting the background information and learning everything you can about house flipping first is a good idea.
QUICK TIP– Downsizing your Tulsa home is often a choice versus a requirement. When you think about life changes coming in the next few years, downsizing may be something you consider. Sometimes planning ahead and starting now can be enjoyable and cause less stress.
When you are buying and selling a Tulsa area home you are making an emotional decision. You are also making a business decision. With the right information you can make a good decision for yourself and your family. Our goal at eXp Realty and The Future of Real Estate Tulsa is to present you with information so that you can make the best decision.
Protecting Yourself and Your Tulsa Home from Electrical Surges– Every Tulsa home has electrical surges. There are surge protectors and capacitors on the electrical lines from Tulsa area electric companies. We can install, for about $250, a surge protector on your Tulsa home. This will help prevent damage to your home, your property, and even yourself. Surges are caused from power fluctuations. These fluctuations happen all the time. Every time a surge hits, all your appliances are affected and after a while they will wear out. Surge protectors that you purchase at the store should be replaced regularly because they do wear out. What we install at Murray Electric is a whole house surge protector. Although whole house surge protectors protect from electrical surges, lightening is a whole different thing. Unfortunately there is little we can do to protect from that. They do make lightning rods you can install on your home but they are very expensive. For all your Tulsa area electrical needs contact Murray Electric at 918-835-9605 or www.murrayelectric.com.
Tulsa Real Estate for Sale
Tulsa MLS- One Address, Thousands of Homes- Home Guide Tulsa
3909 N Battle Creek Drive Broken Arrow- $400,000- Reflection Ridge, gated community, 3931 square feet per courthouse, 4 bedrooms, 3 full 1 half bathrooms, side entry 3 car garage
7004 E 80th Street Tulsa- $145,000- Corner lot, 3 bedroom, 2 bathrooms
8954 W 51st Street Tulsa- $999,999- 4+ acres, 9000 square feet, grand entry, split curved staircase, Travertine flooring plus much more.
For all your Tulsa Real Estate needs, contact Darryl of eXp Realty at 918-732-9732 or www.darrylbaskin.com.
Smoke Detectors And Your Tulsa Property– The current code in Oklahoma requires that smoke detectors be hard wired with a battery back up. In the last 5-7 years Tulsa EMP inspectors will flag the detectors if there is more than one wire in the breaker for your smoke detector. We recommend people change their smoke detector batteries in their Tulsa home once per year. A good time to remember is to change batteries during Daylight Savings Time or some other time or holiday that will help you remember every year to change your detector batteries. Don’t wait until you hear the chirp from your smoke detectors in the middle of the night.
Also remember that smoke detectors do expire. The material that is used to detect the smoke has a life expectancy. The lifespan is usually 5-7 years. When this time comes, or if you haven’t changed them in 20 years, throw them out and have them replaced. A good idea if you are changing them out in your Tulsa home is to go with the dual detectors that detect smoke detectors and carbon monoxide (is usually found in heat and is deadly and has no smell). Any wood or oil based product will produce carbon monoxide. The code in Tulsa now says you have to have 1 smoke detector for every bedroom and 1 for any common area or hallway outside the bedrooms as well as 1 on each floor. You can add more than 1 but that is the minimum. For all your Tulsa electrical repairs and remodeling, contact Murray Electric at 918-835-9605 or www.murrayelectric.com.
QUICK TIP– Homestead is an exemption of $1000 off the millage of your Tulsa home. This averages $90-130 savings each year. It also lasts every year you own the home. Also realize that this can be beneficial in some instances of financial problems. You have until March 15th to get Tulsa county homestead filed. Go to assessor.tulsacounty.org to fill out application for Tulsa county homestead exemption.
Common Last Minute Mistakes on a Tulsa Title and Abstract. One common problem we find in Tulsa closings is mistakes with name spellings. We must make sure we get all names correct. The names must match on the abstract and deed. Another problem is getting the correct signatures when closing on Tulsa property. One signature to buy, two to sell is a common phrase used in Tulsa real estate. For example, you buy a property when you are single but then get married. Generally we will ask for the spouses signature at closing. This can be confusing but is very important to get right to avoid further problems. These things revolve around the marriage laws in Oklahoma. For more information on Tulsa Country Abstract and Title, contact Guaranty Abstract at 918-587-6621or www.guarantyabstract.com.
Court Appointed Special Advocates are volunteers that go into the courtroom to give neglected and abused children a voice in court. When a child is removed from the home due to allegations of abuse or neglect a judge can appoint a CASA volunteer. Parents in most cases have to prove that they can get the kids back. Judges must make a life altering decision based on papers and in a short amount of time. The CASA Volunteer will speak with the child, parents, attorneys, case workers, foster parents, teachers, doctors, therapists and will relay this information to the judge so that they can make a well informed decision. To become a CASA volunteer, contact tulsacasa.org.
Tulsa Homes for Sale
The Entire Tulsa MLS on one site- One Address, Thousands of Homes- Home Guide Tulsa
6726 South 91 East Avenue, Tulsa- $165,000- large lot, convenient location, 3 bedrooms, 2 bathrooms
North 214th West Avenue, Sand Springs- $28,000- approximately 3.5 acres near Keystone Lake.
1510 Lake Ridge Drive, Sand Springs- $435,000- beautiful view, decks, 4 bedrooms, 4 full 1 half bathrooms
10716 South 66th East Avenue, Tulsa- $499,000- backs to pond, over 6000 square feet, 4 bedrooms, 4 full 3 half bathrooms
For more information on these properties or any Tulsa area real estate for sale, contact Darryl of eXp Realty at 918-732-9732 or www.homeguidetulsa.com.
Buy Tulsa Real Estate Now?- The Future of Real Estate
Image courtesy of Stuart Miles at FreeDigitalPhotos.net
1:50- John 3:16
10:50- Buy Tulsa Real Estate?
40:30- Purchasing Land
44:35- Insurance Trends for 2015
John 3:16 Mission works with people who have become homeless to get back on their feet. They also are a great source to help men become the men they need and want to be. They help get them back into employment, which helps bring their dignity back. They do not simply provide food and shelter. They also don’t just provide a hand out. They are providing a help up for those who’ve been in unfortunately situations. The people John 3:16 helps, truly want to work but have just had unfortunate situations. Help John 3:16 restore people. For information on donating or volunteering with John 3:16 Mission, contact them at www.john316mission.org.
Is Now The Best Time To Buy Tulsa Real Estate?– The Feds have declared that they will raise consumer interest rate in 2015. This will affect mortgage rates. If purchasing is a plan in the near future, many people are considering doing it now. Some are doing it in order build or buy a new home. Others are considering business and commercial opportunities. Many years ago, we recall the price of property being at X amount and now we know that the value of the property is worth much more. That is a reminder that purchasing while rates are low enables owners to own property for less. Remember to consider if you want to buy a home or build a home that you want to own? Whatever you desire- commercial or residential- consider when is the best time to buy? Contact the professionals at TTCU The Credit Union or Darryl Baskin of eXp Realty to help you discover what the best choice is for your family and your situation. For all your Tulsa mortgage needs, contact TTCU at 918-749-8848 or www.ttcu.com.
Success with Significance is a video series that features interviews with different successful persons. Lots of great information and information on successful people from the Tulsa area. Visit the link provided to watch.
Purchasing Land in the Tulsa area can mean a big difference in financing options. The loan options are different. You can pay cash but for financing things are different. There is raw land where there is no utilities or buildings. There is also land with buildings or utilities. Each requires different financing and different loans. Contact TTCU for more information at 918-749-8828 or www.ttcu.com
Tulsa Insurance Trends for 2015– Tedford Insurance is an independent insurance company meaning that we work with different carriers. As far as pricing goes, many customers have seen insurance prices double or triple in the last couple of years. Because of the amount insurance has paid out in home claims the last few years (appx $1700 per home) Oklahoma insurance rates and statistics didn’t look good. Because 2014 was a pretty good year with lower claims, 2015 should level off with pricing. There are also higher wind/hail deductible trending now. For many homeowners, this is a change from what their policy was previously. There is also a trend towards actual cash value on the roof versus paying full replacement value. When purchasing a home consider the age of the roof, and how the insurance company treats various roofing factors in the policy. Another thing to consider is that credit score plays a role in the cost of your insurance costs. There is a strong correlation between late and slow pay and the likelihood of claims. A great way to help offset this is to keep your credit score in good health and make sure you are not late or failing to pay your bills. For all your Tulsa area homeowners insurance needs, contact Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.
Tulsa Area Homes For Sale
One Address, Thousands of Homes– Home Guide Tulsa
23405 South 289 West Ave- $480,000- 32 acres, 3 ponds, small island, pool, Morton workshop with concrete slab.
4507 Edgewood Street- $450,000- Sapulpa, 1o acres, Spanish style, custom designed.
3510 North Narcissus Court- $299,000- Battle Creek, golf course, 3648 square feet per courthouse, golf course view.
32271 East 721 Terrace- $145,000- Wagoner, near the lake, second garage/workshop, corner lot.
5923 East 5th Court- $59,750-
Understand down-sizing your home. Real estate broker, Darryl Baskin, explains how you can save money and be better prepared when downsizing your house. When entering retirement for choosing lower maintenance real estate, you’re often faced with Financial decisions and difficult choices with your personal belongings.
Darryl Baskin is no stranger to this process. Having helped clients for over 25 years, he understands what steps to take what order makes them easier. Whether you’re trying to lower your monthly cost of homeownership, reduce your maintenance, find a home that is easier to navigate without steps, Or simply get closer to friends or assisting caregivers and doctors, you will find it easy to have a plan to execute.
Baskin covers many myths associated with selling a home – especially as they relate to older consumers who have lived in a property for many years and accumulated a large number of belongings. He also covers the emotional aspect many homeowners face realizing so many of life’s memories are associated with our homes.
Enjoy this presentation in its original format as given at a luxury retirement community in Tulsa Oklahoma.
For additional information about selling your home and downsizing in today’s market, contact Darryl Baskin at 918-732-9732 or firstname.lastname@example.org
The Future of Real Estate- Preparing Your Tulsa Home for Sale
Image courtesy of Vectorolie at FreeDigitalPhotos.net
5:00- John 3:16 Mission
16:57- Preparing Your Tulsa Home For Sale
29:55- Interest Rates
49:19- Risk Management 101
John 3:16 Mission supports Tulsa area homeless persons. They provide food, shelter, clothing, and much more to those who have, for many reasons, found themselves without a home. John 3:16 Mission is not just a hand out it is a hand up as they work to help the homeless back to their feet and be able to provide for themselves. For more information on John 3:16 Mission contact them at john316mission.org or 918 587-1186.
Preparing Your Tulsa Home For Sale– There are many things that need to happen while preparing your home for sale. This process can be broken down into bits and pieces so that the process isn’t as stressful, overwhelming, and time consuming. Read the helpful article at Home Guide Tulsa now and begin the process of preparing your home for sale. Keep in mind you want to buyers to be able to picture themselves in your home. If your home is overwhelmed with family pictures of extremely personalized things buyers will have a hard time to seeing themselves there. It doesn’t mean that there should be no pictures of family but just not too many or walls full of them. Also, its a good time to get rid of clutter and the things that you don’t use regularly. You can put these things in storage or if you don’t have tons of stuff, consider putting it in the garage. If placing in the garage, consider putting it in a rectangular shape where your car would be parked. This helps buyers visualize a car fitting there. If you put it up against the wall, the garage will feel smaller. For more information on preparing your Tulsa Home for sale, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732(Darryl), 918-740-0077 (buyer hotline), 918-258-2600 or www.darrylbaskin.com.
Tulsa mortgage– Rates will be going up. Rates cannot stay this low forever. Sometimes it seems like we keep claiming rates will go up but they remain low. They will go up. Consider your families needs over the next 5-10 years. If you will be needing a larger or smaller home or different home needs, consider moving sooner versus later. Everyone has different needs and the same decision isn’t right for everyone. Think carefully through your needs and your future goals and plans. Would a higher house payment be a hindrance? Will you be stuck in your home if interest rates increase? Talk to your Tulsa mortgage officer or Tulsa Realtor for some professional advice. Contact TTCU The Credit Union at 918-749-8828 or www.ttcu.com.
Risk Management 101– Risk is uncertainty. MEAT is an acronym we will use for risk management.
If you do a high wire act, there is some risk management that will occur. Here are some examples….
M- Mitigation- harness myself in- mitigate the risk of falling.
E- Eliminate- don’t do it.
A-Accept risk- it is what it is- do it anyway.
T- Transfer- pay someone else to do it for you- transfer risk to insurance company.
This is a basic look at risk management but there are other things to consider. The insurance company may require certain things in order to give you the policy or they pay completely deny the policy. For more information on Tulsa area insurance contact Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.
Tulsa Real Estate For Sale
Home Guide Tulsa- One Address Thousands of Homes
6301 East 105 Street- $1,975,000- Jenks Schools, 5 Bedrooms, 5 Full 4 Half Bathrooms
4507 Edgewood Street- $489,000- 10 acres, Sapulpa Schools, Creek County, Gated Community, Spanish Hacienda
4304 East 185 Street South- $349,000- 5 acres, pond with island,
4172 East 47 Place- $149,900- Patrick Henry, Needs some work, Sold As-Is
16535 South 97 East Place- $125,000- Bixby Schools, 3 Bedrooms, 2 Bathrooms
Preparing your house to sell is a series of simple steps. By starting a few months ahead of time to begin thinking about the simple things you can do to make it look better, you ease the stress and improve your home value with minimal effort.
You can save thousands by educating yourself with this video home sale preparation guide. It’s free and full of preparing your house to sell advice for home sellers and investors.
What most home sellers do is wait until they are ready to list their house for sale before they give much thought to how to stage it or what to do to make it more appealing to hoe buyers. The fact is, you can save a lot of money getting special deals on products and services by simply planning ahead by a few months. Catch contractors in off seasons, look for sales on carpet and paint supplies and appliances too.
Another thing that makes a big difference is the time it takes to process the mountain of information you have to sort through when you list your house for sale; contracts and forms, dates and inspections, coordinating movers, packing to move. Instead of trying to figure it out all at one time, give your brain a chance to mull it over and you will find yourself much happier with your final result. Your real estate professional will also be able to do a better job fro you because you will be better prepared with the questions to ask.
Preparing your house to sell is as simple as these steps. Get it for free.