As a Tulsa, OK Homebuyer, once you get to the point of an accepted offer and it’s time to get your mortgage documents in hand, you’re faced with the stress of the closing process. With the current Oklahoma state rules for real estate, home closings are supposed to be done within 3 days of an accepted offer. Home buyers around Green Country need to be ready to go with an approved mortgage to help ensure this time-frame can be met. But there’s another key component in the closing process, the title company which is responsible for the final review and recording of all the legal documentation related to a real estate sale, be it in Tulsa, Broken Arrow, Sand Springs or any other community in the area.
As we know from our previous discussions with Dan Newberry of TTCU, choosing the right title company is as important as choosing the right lender. For members of TTCU, there’s an amazing benefit for home buyers. Integrity Title is a wholly-owned subsidiary of TTCU Federal Credit Union. This equates in additional discounts and rates for TTCU members to help lower closing costs overall.
In addition to paying less, when TTCU ad Integrity Title work on a mortgage loan together for a Tulsa home buyer, the process is much more efficient, allowing for more ease in meeting the 3-day requirement. Being under the same ownership umbrella allows for easier communication and more seamless processes between the two companies and the tasks they handle for real estate transactions. Because these are also both local, community-based resources, you as a home buyer get the advantage of having access to personal, one-on-one help whenever you need it.
If you’re planning to buy a home anywhere around Tulsa’s Green Country region, consider working with a local funding institution and title company, as a Realtor®, this is my standard recommendation for my clients; this is one way to make their life less stressful as they prepare to move. Visit www.ttcu.com and www.integritytitleandclosing.com to learn more about what these companies have to offer you as a Tulsa home buyer.
For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
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