Junior Achievement Bridges the Gap for Tulsa, OK Students

Darryl speaks about one of his favorite places to volunteer–Junior Achievement, and how much they help the community and our future.

Communities thrive when businesses, individuals and organizations work together to support the various needs of the populace. One group, our children, need a range of different tools and resources throughout their school years to help them grow into confident, educated young adults, ready to create a life they want. When our kids understand how to take care of the daily business of life, and how they can achieve their own goals towards success, their futures are bright. Having a younger generation prepared for the real world with positive, successful tools-at-hand enhances the future of our community as well.

This is the overriding goal of Junior Achievement, OK. This organization is wholly dedicated to teaching children, from Kindergarten through high school, real-life skills which everyone needs to succeed in creating a happy and fulfilling life. Many kids in today’s world lack the one-on-one support of a personal role model to teach them how to manage their finances, or why certain decisions we make when young can significantly impact our lives when we are older. JAOK is a nurturing hub which provides these all-too-important role models and experiences to learn from.

So where do all these role models with JAOK come from? From the community, of course. This is one of my favorite places to volunteer; working with kids in the classroom is truly a rewarding experience. This month I get to head into the classroom again with a peer or two from eXp Realty. Most of JAOK’s volunteers come from the business community. When employers support their employees in volunteerism, a positive work culture is the result. When people with experience in a field volunteer with JAOK, the rewards are two-fold; the kids learn things they may not otherwise be taught, and the volunteers experience the gratification which comes from doing something good to help others.

JAOK is the organization which bridges the gap between our children and the business community, providing valuable opportunities to help kids face their future with confidence; and that’s a bright future for all of us. If you have been considering being a part of this great organization, now is a great time to get started. Contact Erika Irvine at JAOK to find out how you can help by emailing her at eirvine@jaok.org, or calling her at 918-660-2158. Find more information at their website as well jaok.org. For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

314 E 112th Street, Jenks, OK

314 E 112th Street, Jenks, OK

Take an eXp 3-D Virtual Tour!

 

This home has a prime location, it’s on a quiet cul-de-sac in Jenks, OK. It features an open great room, island kitchen, flex room office, and whirlpool tub. Three bedrooms are on the first floor and a complete bedroom suite with game room is upstairs. There is a front porch, large covered back porch and the home is constructed of full brick for low maintenance.

 

Contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Improve Your Tulsa, OK Home with the Right Funding Solution

Darryl and Dan Newberry of TTCU discuss funding options for homeowners to get home improvement project done.

One big advantage to owning a home in the Tulsa area is the ability to do what you want, to update and improve your property so you can enjoy it all the more. But then there comes the question, how do you pay for all that you want to do? One way to do this is to seek out additional funding through a loan. This is not for everyone, but as a Tulsa, OK homeowner, you have an incredible institution on your side which may be able to help.

I’m talking about TTCU, our local, community supportive credit union. As Dan Newberry pointed out on our latest episode of The Future of Real Estate is Now, having different funding options can help you meet your current housing needs. With TTCU not only can you get a home equity line of credit, but qualified members can also get up to $40,000 in a Home Improvement loan to then put towards whatever projects you want to work on.

A growing trend across communities from Tulsa to Jenks, Bixby and Broken Arrow, many homeowners are looking to add Mother-in-law units or suites to their homes. This is being done more often as more families are aiming to keep their elders home and to establish a multi-generational lifestyle, allowing for families to save some money and continue building long-lasting relationships and memories as grandparents get older.

Such a suite can also add great value to your home when the time does come to sell. Instead of being worried about how you are going to fund such a project, look to the support of the folks at TTCU; they can help you find a solution. Visit www.ttcu.com  and learn more about what options are available for home improvement funding. For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Featured Properties:

1554 S. Yorktown Pl. NEW LISTING! – $619,000, 5,700 Sq. Ft. Historic Home with many original architectural features throughout. 1930s Tudor Style.

1181 E. 131st Street – New Listing! – 16,000 Sq.Ft.; close to 55 acres, Courtyard, Pool, 4-car garage, $2,400,000. Check the eXp 3-d online tour of this incredible listing. Jinx/Bixby area. Flexible floor plan, 2 laundry rooms, 2 master bedrooms, library/game room/office-Full suite option on upper level.

752 Knobb Hill Dr,-Sand Springs-New Listing! $170,000, Split-level, 4 bedrooms, 3 full baths, 3 acres with a lakeside view, wrap-around back porch, storm cellar, mother-in-law apartment.

 

 

A Home Warranty is Peachy Keen for Tulsa & Green Country Home Sellers & Buyers

Darryl talks with Penny Roth of Home Warranty of America, reviewing how risk can be reduced with a home warranty service agreement.

If you own a home and are ready to sell, if your agent is worth anything, they will talk to you about getting a home warranty, known more accurately as a service agreement contract. As a seller, a home warranty is a low-cost way for you to provide a buyer with a bit more peace of mind about your home, and also have some beneficial financial back-up should you need to submit a claim while your house is on the market.

Homebuyers often seek out a warranty, especially in the case of property features being noted as towards the end of life in their condition by an inspector. End-of-life in terms of appliances like a furnace or hot water heater doesn’t mean they are about to break down. It means that the unit is nearing the end of its peak functionality and should probably be replaced sooner rather than later. A seller may not be able to replace all of these items before selling their home, but with a home warranty, a buyer will not have to worry should the time come during the first 13 months of living in their new home; if the need arises, their home warranty is there to help.

But what exactly does a home warranty cover?  As Penny puts it, a home warranty picks up where homeowners insurance leaves off. While your insurance plan is likely to cover damages caused by a leaky faucet, it won’t cover the cost of repairing the leak. A home warranty will. Penny has an excellent way to remember just what a home warranty covers; just remember the word PEACH.

Plumbing
Electrical
Appliances
Cooling
Heating

A home warranty is an ideal way for a seller or buyer in the Tulsa area to hedge their bets and reduce the risk of out-of-pocket costs for repairs within a home. Find out more about home warranty options by checking out the Home Warranty of America website: www.hwahomewarranty.com For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Child Abuse Network-Advocates for the Children of Tulsa, OK


Special Guest Anna America from the Child Abuse Network highlights this important community resource for children of abuse.

 When a child suffers through an abusive situation, at home, at school or in the neighborhood, they often feel helpless and alone. There’s a local non-profit organization here in Tulsa which focuses on providing what children of abuse investigations need: intervention and support. The Child Abuse Network is host to a solid group of trained experts whose main goal is to help the kids who need it most.

Headquartered in Tulsa at the Child Advocacy Center, the mission of the Child Abuse Network is two-fold. First, their aim is to help stop the hurt and begin the healing, as their motto states. Their second goal is centered around achieving this with one place to get the help needed, and the importance for abused children to only go through this type of intervention once. By housing different community resources together such as the Tulsa Police Child Crisis Unit, DHS counselors and specially trained pediatricians, children connected to abuse investigations have one place where they can tell their story to supportive adults who are ready and willing to help them as kindly and gently as possible.

Since these kids have already suffered a lot of trauma, the Child Abuse Network aims to lessen further trauma for them. One key way this is done is through their staff of specially trained social workers who understand development age factors, and how to interview children without leading questions, as well as how to interpret answers from a child’s point of view. With 3 of the 5 pediatricians specially trained in how to examine children of abuse in the state of Oklahoma, the Child Advocacy Center is a very special place where children can begin to heal.

Like all non-profits, the Child Abuse Network needs support. From monetary donations, to visitor volunteers who help kids feel safe during their time at the Center, and supporting their fundraising events, there’s many different ways to help.

I encourage you to listen to the entire discussion with Anna and myself on The Future of Real Estate is Now. Child abuse occurs across all demographics and zip codes; it’s up to us as a community to help the victims of abuse get the support and help they need. You can also discover more at ChildAbuseNetwork.org.

For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Enjoy an Efficient & Easy Closing on Your New Tulsa, OK Home

Darryl and Dan Newberry of TTCU discuss the closing process for home buyers and how it can be made more efficient

As a Tulsa, OK Homebuyer, once you get to the point of an accepted offer and it’s time to get your mortgage documents in hand, you’re faced with the stress of the closing process. With the current Oklahoma state rules for real estate, home closings are supposed to be done within 3 days of an accepted offer. Home buyers around Green Country need to be ready to go with an approved mortgage to help ensure this time-frame can be met. But there’s another key component in the closing process, the title company which is responsible for the final review and recording of all the legal documentation related to a real estate sale, be it in Tulsa, Broken Arrow, Sand Springs or any other community in the area.

As we know from our previous discussions with Dan Newberry of TTCU, choosing the right title company is as important as choosing the right lender. For members of TTCU, there’s an amazing benefit for home buyers. Integrity Title is a wholly-owned subsidiary of TTCU Federal Credit Union. This equates in additional discounts and rates for TTCU members to help lower closing costs overall.

In addition to paying less, when TTCU ad Integrity Title work on a mortgage loan together for a Tulsa home buyer, the process is much more efficient, allowing for more ease in meeting the 3-day requirement. Being under the same ownership umbrella allows for easier communication and more seamless processes between the two companies and the tasks they handle for real estate transactions. Because these are also both local, community-based resources, you as a home buyer get the advantage of having access to personal, one-on-one help whenever you need it.

If you’re planning to buy a home anywhere around Tulsa’s Green Country region, consider working with a local funding institution and title company, as a Realtor®, this is my standard recommendation for my clients; this is one way to make their life less stressful as they prepare to move. Visit www.ttcu.com  and www.integritytitleandclosing.com to learn more about what these companies have to offer you as a Tulsa home buyer.

 

For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Featured Properties:

1554 S Yorktown Pl. NEW LISTING– $619,000, 5.700 SqFt. Historic Home with many original architectural features throughout.

1181 E. 131st Street 16,000 SqFt; close to 55 acres, Courtyard, Pool, 4-car garage, $2,400,000. Check the eXp 3-d online tour of this incredible listing. Jinx/Bixby area. Flexible floor plan, 2 laundry rooms, 2 master bedrooms, library/game room/office- Full suite option on upper level.

752 Knobb Hill Dr- Sand Springs- New Listing! $170,000, Split-level, 4-bedrooms, 3-full baths, 3 acres with a lakeside view, wrap around bac porch, storm cellar.

4706 S 178th East Ave.  Broken Arrow, 4-Bdrm, 3-bath, plus bonus game room/suite on upper level $259,000

1013 S. Cypress Ave. $274,900- 5-bedroom with master suite on first level, 3-cargarage, private lot on cul-de-sac; property borders natural fielded area, no backyard neighbors, 2,000 square feet.

 

The Scoop on Mold in the Home- What Tulsa, OK Residents Need to Know


Special Guest, nationally recognized expert on Mold in homes, Tom Brick joins us for a phone interview every Tulsa Home Seller or buyer should know about.

We recently had a client with a mold issue. There was some possible mold found when preparing to list the property, so a mold inspector was brought in for an assessment. Mold, the spores of mother nature which can cause health issues, had gotten into the structure of the house; or so they thought. A second inspection and test showed no high levels of mold. This disparity brought up some interesting questions which we posed to one of the top national experts on mold in the home, Tom Brick.

According to Tom, there are some key things to keep in mind when it comes to mold. First- while there can be health issues, such as respiratory problems, mold isn’t fatal. Second, prevention of mold is the key to keeping your home environment healthy. Third, if mold is suspected, working with an experienced licensed inspector and technicians will be your best resources for mold issues. And fourth, getting a second or third opinion is always a good option to consider.

Mold grows in moist air. With a bit of care and diligent maintenance, most Tulsa homeowners can prevent mold from ever being an issue. This is best achieved with a good HVAC system where the moisture level in the air is kept between 40%- 50%. A good air flow exchange through your air conditioning system is likely to be all that’s needed to maintain this ideal air quality environment.

If a musty smell is noted in a home, or water spots appear on walls or ceilings, your home could be impacting the overall health of you and your family. It’s best to have a mold inspection done, and if needed to have the mold removed by a professional. When mold is confirmed in the home, proper clean up includes keeping the area sealed off from the rest of the house, as molds are airborne spores, disturbing them can send them to other rooms in your home and prolong the issue.

Just as hiring an electrician or plumber is the ideal for complex repairs, so too is working with an experienced, licensed mold inspector and removal service. As mold levels in the air can fluctuate greatly depending on the weather and season, getting at least two opinions is recommended. If both inspections have a large disparity in results, it’s worth it to get a third for a better comparison.

Find out about more things every Tulsa, OK Homeowner should know about mold by listening to the entire phone interview with Tom Brick on The Future of Real Estate is Now. If you have concerns with mold in your home, check out the CDC Government website for more information about mold and air quality, as well as additional resources.

Unlock Freedom, Bring New Hope to the Vulnerable in Tulsa, OK

Special Guest Sara Weller of Unlock Freedom talks with Darryl about the fastest growing crime enterprise in the world, and how it’s impacting our Tulsa communities. 

There are times where we want to live life through rose-colored classes, where everything is perfect, there’s no stress, nothing but happiness and joy. While this is not always a full reality as nothing is truly perfect, most of us manage to get there at least partway. We may not always have our ideal job, or we may need to deal with financial or health stresses, but generally speaking, leading a happy, healthy lifestyle is achievable. Many of us understand we have our own choices to make, that we can create a good life with a bit of hard work and perseverance, and a lot of support from family, friends and colleagues.

This is not so for everyone however, in particular for the disenfranchised. There are victims within our own community who have been forced into a life of having no choice, most horrifically within the world of human sex trafficking. Sara Weller of Unlock Freedom was on our latest airing of The Future of Real Estate is Now radio show, sharing vital information regarding this often hushed-up aspect of today’s world, and how we can make a difference.

As with many community initiatives, help and a better future begin with education. Unlock Freedom is an organization dedicated to fighting the battle against the fastest growing crime enterprise in the world, human trafficking. If you think this only impacts unfortunate souls just in third-world countries, we have a shock for you. Human trafficking affects people right here in Tulsa, Broken Arrow, across the region. The enforced labor of young girls and boys alike is a very scary and very real concern. But we can help protect our most vulnerable and help them get out of this unfortunate life situation.

According to Sara, this is best achieved with education and outreach programs. With the “It Stops With Me” curriculum presented by Unlock Freedom at schools around the Tulsa, OK area, kids and parents a like are learning about what human sex trafficking is, the various ways it exists, and that there’s actually an industry of money making businesses out there which are perpetuating the cycle of abuse, all for the sake of a dollar. By giving this issue a name and providing resources and tools to gain a better understanding of what to watch for, such as warning signs, everyone can be better prepared to protect themselves and their loved ones.

Unlock Freedom is also about helping those who are direct victims of this terrible situation. Help comes in the form of rescues from forced abductions or work in sex industries, as well as providing a local connection. Meeting with someone who really cares about them, what happens to them and who genuinely wants to help can make a big difference. One beautiful way this is being achieved is the giving of a small gift from an Unlock Freedom volunteer to a victim. The gift is given with love, to provide a piece of hope, and to let them know that regardless of their situation, they are worthy, they are a good person, they are loved. Feeling a sense of support through an emotional bond is a major stepping stone for people in our own communities to embrace and begin feeling empowered themselves, to get help and get out.

I encourage you to listen to the entire discussion with Sara and myself on The Future of Real Estate is Now. This is a critical topic which can impact anyone, including those we love. It’s important to know about community issues and the organizations and people whom are out there, making a difference to help those in need so we can all benefit as a whole. You can also discover more at UnlockFreedom.org.

 

For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

Tulsa OK Homebuyers: What You Need to Know About Contract Timelines


Darryl and Dan Newberry of TTCU discuss the latest State contracts for home mortgage loans and how they can impact Tulsa home buyers.

When you make an offer on a Tulsa, OK home, and it’s accepted by the seller, the clock starts ticking, and there’s only so much time available to get everything done so you can close on your new home on time. As Dan Newberry of TTCU explained on our latest episode of The Future of Real Estate, this is a vital piece of the process for home buyers to understand.

The most recent state contracts for Oklahoma home mortgages provides a 5-day window for lenders to have everything in order for the closing process, including the scheduling of an appraisal. This 5-day time limit was put in place to help both buyers and sellers be assured of the funding process, that a home buyer will in fact be able to purchase the home they have made an offer on.

This is great news, but home buyers need to remain diligent in their part of the process as much as they should be in choosing a lender to work with. As a Tulsa home buyer, as soon as you have an agreed upon offer signed by the seller, you’ll want to contact your lender immediately to get the ball rolling on the process.

You’ll also want to have a lender who understands the time sensitive nature of this type of transaction. A lender with built-in practices and processes to keep the 5-day time table attainable will be key to helping you avoid losing your earnest deposit. The way TTCU understands the new real estate contracts for Oklahoma, this is a real possibility which home buyers may now face. If the 5-day period isn’t met, a buyer can lose their earnest money to the seller.

One way to help lessen the possibility of delays is to get full pre-approval from your lender before you make an offer. Having the documentation in hand which shows how much of a mortgage you are approved for will make a big difference in how quickly the process of getting your funding in order can happen. TTCU offers loan approval options, when you’re ready to buy a home in the Tulsa or Green Country region, visit www.ttcu.com to start the discussion of mortgage options.

For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

Tulsa OK Real Estate Review: Home Warranties

Darryl talks with Penny Roth of Home Warranty of America, reviewing the benefits of this important added insurance for your home.

A home warranty is something every Tulsa, OK seller, buyer and homeowner should seriously consider. Just as with other types of insurance, a home warranty is in place to help you defray the costs of repairs when things go wrong. As explained by Penny Roth of Home Warranty of America (HWA), this type of coverage is often over-looked yet can be quite beneficial.

With a home warranty close to 120 items which fall under household appliances and systems are covered for repair. This goes beyond standard homeowner insurance policies; good news for policy holders faced with significant damages or repairs. Home warranties can cover items such as appliance repair and replacements, leaking gas or water pipes, plumbing fixtures, alarm system repairs, garage door systems and so much more.

Suppose you have a water pipe leak and your wood floor is damaged. Chances are your homeowners’ insurance will cover the damage to the floor, but what about fixing the pipe? Unless you have a home warranty, you’re looking at having to cover that expense yourself. With a home warranty you can save considerable funds when it comes to home repairs.

Tulsa, OK and the surrounding areas of Bixby, Broken Arrow, Collinsville, Glenpool and Sand Springs, are in a growing sellers’ market. An excellent incentive for home sellers to provide to buyers is a home warranty with the sale of their property. Home buyers can also opt to purchase their own warranty; typical plans last for a year and give a measure of peace that should anything go wrong after moving in, the expense won’t be cost prohibitive.

Even if you’ve been in your home for a while, you can still benefit from a home warranty, the fees are a bit higher, but the expense is worth it for the extra insurance against the unexpected.

Find out more about home warranty options by checking out the Home Warranty of America website: www.hwahomewarranty.com For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com

 

Featured Properties

NEW LISITNG: 1203 W. Austin St. $127,000 3-bdrm, 2-bath, 2 car garage, in South Broken Arrow, great low price for the area- check out the eXp 3-D tour online, this is not expected to be on the market long!

1181 E. 131st Street 16,000 sqft; close to 55 acres, Courtyard, Pool, 4-car garage, $2,400,000. Check the eXp 3-d online tour of this incredible listing. Jinx/Bixby area. Great for a Bed & Breakfast investment.

940 E. College St.  Very affordable condo ideal for convenient living. $68,000. 2-bedroom, 1.5-baths, 2 level unit in Broken Arrow, close to downtown, recreation center across the street. Great for active lifestyle with the best of urban village living and a home-town atmosphere.

2748 E. Admiral Blvd. Reduced Price $104,500. 4-bedroom, 2-bath. Value-priced property. Multiple offers Pending, yet it may not be too late, call today to find out if you can get this incredible home.

26721 E. 80th Pl. South $268,000, 2,698 sqft. need a workshop? Love your cars and recreational vehicles- this is a haven for you- attached garage AND a separate 500 sqft. insulated garage; in Kensington Ridge, near Forest Ridge MPC.