Ron Whitaker speaks about Optimist International Club – how they help our local community, and how you can help too.
Local events bring people within a community together, whether it’s an activity, or a cause. It’s beneficial both for the community and its members. Connecting people through events allows people to have a sense of belonging, form meaningful relationships and feel inspired to help others in their community. In addition to these benefits, it also helps support local businesses and the local economy.
Optimist International helps communities by creating local activities for our youth. This provides children with positive community experiences, allowing them to develop to their full potential. Volunteers feel more connected with people within their community. They find that they enjoy speaking with local kids, and learning more about what good things they are doing in their lives.
They’re celebrating their 100th year anniversary this year. Optimist International’s vision statement is, “Optimist International will be recognized worldwide as the premier volunteer organization that values all children and helps them develop to their full potential.”
Optimist International of Tulsa, OK unites youth by hosting local community activities such as junior golf and fishing derbies. Other events Optimist International hosts are scholarship activities and Junior Optimist International. They work to teach youth to be kind to others, make others happy, have a cheerful outlook and look at the positive side of things. Sometimes, it’s hard to do these things when life is challenging. That’s why it’s important to have constant reminders to keep a cheerful outlook. Asking yourself, how are you going to positively impact someone this week is a good reminder.
What can you do to help? Optimist International could use help with events, raising money or joining our meetings. While many individuals worry that they’ll sign up for something that they aren’t able to commit to, there are many volunteer opportunities big and small. Many individuals running events need help with simple tasks, such as making sure an event has plates. And, you’re not required to attend meetings nor is this an organization that will be a financial burden to you.
If you’d like to see what Optimist International is all about, join us for our local fishing derby on June 2nd in Mohawk Park. There are also activities being held at Fortune Park and in the surrounding towns – Jenks and Broken arrow. If you’d like more information about the events or volunteering, you can call/text Ron Whitaker at 918-249-8353.
For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com.
Darryl & Stan review a listener question about paying for an inspection as a buyer, and the possible risks involved.
As a Tulsa, OK homebuyer, part of your responsibility is to pay for a home inspection before you can close on the property. An inspection acts like a piece of extra insurance and can be used within the negotiation process of buying your home. If something remiss, such as leaking pipes, comes to light from an inspection, you, the buyer, can renegotiate the sale price or come to an agreement with the seller as to who will pay for the repairs.
In getting specialized reviews of a home done, such as an inspection or appraisal, there is a risk that something will be revealed which could lead to the deal falling apart. For example, if an inspection reveals repairs that need to be done, a new inspection may be needed to confirm the work has been done properly.
Another example is the potential of a seller to reject an appraisal from the buyer’s lender. If the appraisal comes in lower than expected, they may not want to sell to you after all. They could decide to hold out for a buyer with a lender willing to cover the loan for the listing price they have decided on.
Whatever the reason, if an inspection or appraisal doesn’t go as hoped for, having an experienced Realtor® on your side is a valuable resource for any homebuyer, or seller. As a realtor who understands the local market, I use my experience to help my clients know what to expect, to understand the possible risks, and to also help negotiate with the other parties involved. The goal is finding solutions everyone can agree with.
With an experienced Realtor® who has their clients’ best interests in mind, homebuyers can face the risks of the unknown becoming apparent with confidence. My goal is to not only help you but to also educate and give you the resources you need to make the best-informed decisions for you own needs. Before you hire an agent, give this idea some thought, then check out the 20 Questions I have compiled which can help you start the conversation with potential agents.
This in-depth guide is a valuable resource to assist you through the process of finding the right agent. Download my FREE homeseller and homebuyer report, “20 Questions You Absolutely Must Ask Your Next Agent Before You Sign on the Dotted Line for a complete list of questions to include in an agent interview when hiring a Realtor®.
NEW! 314 E 112th St. Jenks, OK $280,000, 2,751 Sq. Ft. 4 bedrooms, 3-car garage, within Jinks school district. A hard-to-find home for the price and size together!
4706 S. 178th E. Ave. Broken Arrow. $259,000, 3,000 Sq. Ft. 2-story home with 4 bedrooms, 3 of which are on the lower level. Located in Stonegate neighborhood.
940 E. College St. Very affordable condo ideal for convenient living. $68,000. 2-bedroom, 1.5-baths, 2-level unit in Broken Arrow. Live a more care-free lifestyle close to downtown. The best of urban village living within a home-town atmosphere.
For a complete list of active listings, visit homeguidetulsa.com
For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
Darryl and Dan Newberry of TTCU discuss what Limited Credit means and how you may still be able to buy a home with it.
We all know credit plays a large role in determining how much and what kind of home loan you can qualify for. But what do you do if you have little to no credit? People with what the industry terms Limited Credit can still buy a home in the Tulsa, OK area, it just takes a bit of creativity and the right lending partner.
Limited credit refers to people who, for whatever reason, just don’t have much credit history. Often this applies to high school graduates and college students, but it can also apply to the financially prudent person who pays cash for everything. While this can save you money, (no interest fees to pay), it can make it harder to get a mortgage.
When lenders look at an applicant’s financial records, they need something to show payment history which reflects on how responsible a person is regarding their finances. Credit scores are a key way this history is provided for many lenders. Without credit cards, car loans or previous mortgages you may not have enough of a history for a lender to feel comfortable taking on the risk of lending you money.
Companies such as TTCU can work with Limited Credit homebuyers. There can be other solutions which can help you get the loan you need for a home. Examples include using an alternative line of credit, such as rental history and utility bills, to show how well you pay your bills.
If you have limited credit and want to buy a home in Green Country, visit www.ttcu.com to learn about the different options available for home mortgage loans. For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
Darryl & Steve from Murray Electric talk about the 4 most important facts to know about the electric system when buying a home.
If it’s time to buy a home you have plenty of things to think about, plan for and learn. My goal as a Realtor® is to provide helpful advice to homebuyers and sellers alike, so they can make the best decisions for their needs and be happy with the results. One way for homebuyers to close on a property with confidence is to understand key components about a home they are buying.
Steve with Murray Electric has taken a look at my personal list of the top 4 things every homebuyer around the Tulsa, OK and Green Country region should know about in any home they purchase. The verdict is in, Steve seconds the motion of this list, and so without any further delay, here are the 4 things every home buyer should know about the electric system in their house:
- What is the Voltage Level of outlets? 220 volts has been standard for quite a while now and is just what’s needed to run most any appliance or electronic device. Homes built before 1950 may have a different voltage of 120, which used to be the standard. If you’re buying an older home, be sure to know the voltage so you can plan accordingly. An update may be needed, or you may need to use gas or propane-operated appliances instead of electric ones.
- Is there a Fusebox in the house? It used to be every house had a fuse box, in which as a homeowner you could replace a blown fuse, or ‘Jimmy-rig’ a fuse with a temporary fix (such as inserting a copper penny at the fuse point), until you got the replacement fuse. Fuse boxes and the ease with which they can be ‘McGivered’ has actually created a higher-risk situation in many older homes, to the point that some insurance companies won’t cover a property with a fuse box. A Circuit breaker board is the safer and current code-required way to go.
- Where’s the Main Panel? The panel is where your home’s electrical system is controlled and where your circuit breakers are located. Each circuit can handle a certain amount of power running through it. If you have many electrical devices or make some major home improvements in the future, you may need to add to the size of your panel. Knowing where it is will help you access it when a breaker trips, and you’re left in the dark. It’s also important to know if the Main Panel is in a closet or not. Small enclosed spaces for an electrical panel are a higher risk for fire damage. If your main panel is in a closet, speak to the folks at Murray Electric in Tulsa to help ensure it’s in a safe place.
- Are the Outlets Grounded? This is critically important with our digital lifestyles. If you don’t have grounded outlets, you’ll want to invest in power-surge protectors. Not only will this lessen the risk of damage to your devices should there be a power surge, but some electrical components won’t work unless through a grounded outlet, such as a coax cable for your TV. One easy way to find out if your outlets are grounded is to get a simple tester at your local home improvement store. For just a few dollars, a tester plugs in and gives you the green light or red to know for sure.
The next time you have an electrical issue come up at home, save yourself a lot of stress and time, by having a conversation with Steve at Murray Electric yourself. This is one local service where there is a live person on the other end of the phone. With two locations in Tulsa (918-835-9605) and Broken Arrow (918-254-9771), help is just a phone call away. Find more information at their website: www.murrayelectric.com.
Darryl speaks about one of his favorite places to volunteer–Junior Achievement, and how much they help the community and our future.
Communities thrive when businesses, individuals and organizations work together to support the various needs of the populace. One group, our children, need a range of different tools and resources throughout their school years to help them grow into confident, educated young adults, ready to create a life they want. When our kids understand how to take care of the daily business of life, and how they can achieve their own goals towards success, their futures are bright. Having a younger generation prepared for the real world with positive, successful tools-at-hand enhances the future of our community as well.
This is the overriding goal of Junior Achievement, OK. This organization is wholly dedicated to teaching children, from Kindergarten through high school, real-life skills which everyone needs to succeed in creating a happy and fulfilling life. Many kids in today’s world lack the one-on-one support of a personal role model to teach them how to manage their finances, or why certain decisions we make when young can significantly impact our lives when we are older. JAOK is a nurturing hub which provides these all-too-important role models and experiences to learn from.
So where do all these role models with JAOK come from? From the community, of course. This is one of my favorite places to volunteer; working with kids in the classroom is truly a rewarding experience. This month I get to head into the classroom again with a peer or two from eXp Realty. Most of JAOK’s volunteers come from the business community. When employers support their employees in volunteerism, a positive work culture is the result. When people with experience in a field volunteer with JAOK, the rewards are two-fold; the kids learn things they may not otherwise be taught, and the volunteers experience the gratification which comes from doing something good to help others.
JAOK is the organization which bridges the gap between our children and the business community, providing valuable opportunities to help kids face their future with confidence; and that’s a bright future for all of us. If you have been considering being a part of this great organization, now is a great time to get started. Contact Erika Irvine at JAOK to find out how you can help by emailing her at email@example.com, or calling her at 918-660-2158. Find more information at their website as well jaok.org. For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
314 E 112th Street, Jenks, OK
Take an eXp 3-D Virtual Tour!
This home has a prime location, it’s on a quiet cul-de-sac in Jenks, OK. It features an open great room, island kitchen, flex room office, and whirlpool tub. Three bedrooms are on the first floor and a complete bedroom suite with game room is upstairs. There is a front porch, large covered back porch and the home is constructed of full brick for low maintenance.
Contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
Darryl and Dan Newberry of TTCU discuss funding options for homeowners to get home improvement project done.
One big advantage to owning a home in the Tulsa area is the ability to do what you want, to update and improve your property so you can enjoy it all the more. But then there comes the question, how do you pay for all that you want to do? One way to do this is to seek out additional funding through a loan. This is not for everyone, but as a Tulsa, OK homeowner, you have an incredible institution on your side which may be able to help.
I’m talking about TTCU, our local, community supportive credit union. As Dan Newberry pointed out on our latest episode of The Future of Real Estate is Now, having different funding options can help you meet your current housing needs. With TTCU not only can you get a home equity line of credit, but qualified members can also get up to $40,000 in a Home Improvement loan to then put towards whatever projects you want to work on.
A growing trend across communities from Tulsa to Jenks, Bixby and Broken Arrow, many homeowners are looking to add Mother-in-law units or suites to their homes. This is being done more often as more families are aiming to keep their elders home and to establish a multi-generational lifestyle, allowing for families to save some money and continue building long-lasting relationships and memories as grandparents get older.
Such a suite can also add great value to your home when the time does come to sell. Instead of being worried about how you are going to fund such a project, look to the support of the folks at TTCU; they can help you find a solution. Visit www.ttcu.com and learn more about what options are available for home improvement funding. For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
1554 S. Yorktown Pl. NEW LISTING! – $619,000, 5,700 Sq. Ft. Historic Home with many original architectural features throughout. 1930s Tudor Style.
1181 E. 131st Street – New Listing! – 16,000 Sq.Ft.; close to 55 acres, Courtyard, Pool, 4-car garage, $2,400,000. Check the eXp 3-d online tour of this incredible listing. Jinx/Bixby area. Flexible floor plan, 2 laundry rooms, 2 master bedrooms, library/game room/office-Full suite option on upper level.
752 Knobb Hill Dr,-Sand Springs-New Listing! $170,000, Split-level, 4 bedrooms, 3 full baths, 3 acres with a lakeside view, wrap-around back porch, storm cellar, mother-in-law apartment.
Darryl talks with Penny Roth of Home Warranty of America, reviewing how risk can be reduced with a home warranty service agreement.
If you own a home and are ready to sell, if your agent is worth anything, they will talk to you about getting a home warranty, known more accurately as a service agreement contract. As a seller, a home warranty is a low-cost way for you to provide a buyer with a bit more peace of mind about your home, and also have some beneficial financial back-up should you need to submit a claim while your house is on the market.
Homebuyers often seek out a warranty, especially in the case of property features being noted as towards the end of life in their condition by an inspector. End-of-life in terms of appliances like a furnace or hot water heater doesn’t mean they are about to break down. It means that the unit is nearing the end of its peak functionality and should probably be replaced sooner rather than later. A seller may not be able to replace all of these items before selling their home, but with a home warranty, a buyer will not have to worry should the time come during the first 13 months of living in their new home; if the need arises, their home warranty is there to help.
But what exactly does a home warranty cover? As Penny puts it, a home warranty picks up where homeowners insurance leaves off. While your insurance plan is likely to cover damages caused by a leaky faucet, it won’t cover the cost of repairing the leak. A home warranty will. Penny has an excellent way to remember just what a home warranty covers; just remember the word PEACH.
A home warranty is an ideal way for a seller or buyer in the Tulsa area to hedge their bets and reduce the risk of out-of-pocket costs for repairs within a home. Find out more about home warranty options by checking out the Home Warranty of America website: www.hwahomewarranty.com For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
Special Guest Anna America from the Child Abuse Network highlights this important community resource for children of abuse.
When a child suffers through an abusive situation, at home, at school or in the neighborhood, they often feel helpless and alone. There’s a local non-profit organization here in Tulsa which focuses on providing what children of abuse investigations need: intervention and support. The Child Abuse Network is host to a solid group of trained experts whose main goal is to help the kids who need it most.
Headquartered in Tulsa at the Child Advocacy Center, the mission of the Child Abuse Network is two-fold. First, their aim is to help stop the hurt and begin the healing, as their motto states. Their second goal is centered around achieving this with one place to get the help needed, and the importance for abused children to only go through this type of intervention once. By housing different community resources together such as the Tulsa Police Child Crisis Unit, DHS counselors and specially trained pediatricians, children connected to abuse investigations have one place where they can tell their story to supportive adults who are ready and willing to help them as kindly and gently as possible.
Since these kids have already suffered a lot of trauma, the Child Abuse Network aims to lessen further trauma for them. One key way this is done is through their staff of specially trained social workers who understand development age factors, and how to interview children without leading questions, as well as how to interpret answers from a child’s point of view. With 3 of the 5 pediatricians specially trained in how to examine children of abuse in the state of Oklahoma, the Child Advocacy Center is a very special place where children can begin to heal.
Like all non-profits, the Child Abuse Network needs support. From monetary donations, to visitor volunteers who help kids feel safe during their time at the Center, and supporting their fundraising events, there’s many different ways to help.
I encourage you to listen to the entire discussion with Anna and myself on The Future of Real Estate is Now. Child abuse occurs across all demographics and zip codes; it’s up to us as a community to help the victims of abuse get the support and help they need. You can also discover more at ChildAbuseNetwork.org.
For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
Darryl and Dan Newberry of TTCU discuss the closing process for home buyers and how it can be made more efficient
As a Tulsa, OK Homebuyer, once you get to the point of an accepted offer and it’s time to get your mortgage documents in hand, you’re faced with the stress of the closing process. With the current Oklahoma state rules for real estate, home closings are supposed to be done within 3 days of an accepted offer. Home buyers around Green Country need to be ready to go with an approved mortgage to help ensure this time-frame can be met. But there’s another key component in the closing process, the title company which is responsible for the final review and recording of all the legal documentation related to a real estate sale, be it in Tulsa, Broken Arrow, Sand Springs or any other community in the area.
As we know from our previous discussions with Dan Newberry of TTCU, choosing the right title company is as important as choosing the right lender. For members of TTCU, there’s an amazing benefit for home buyers. Integrity Title is a wholly-owned subsidiary of TTCU Federal Credit Union. This equates in additional discounts and rates for TTCU members to help lower closing costs overall.
In addition to paying less, when TTCU ad Integrity Title work on a mortgage loan together for a Tulsa home buyer, the process is much more efficient, allowing for more ease in meeting the 3-day requirement. Being under the same ownership umbrella allows for easier communication and more seamless processes between the two companies and the tasks they handle for real estate transactions. Because these are also both local, community-based resources, you as a home buyer get the advantage of having access to personal, one-on-one help whenever you need it.
If you’re planning to buy a home anywhere around Tulsa’s Green Country region, consider working with a local funding institution and title company, as a Realtor®, this is my standard recommendation for my clients; this is one way to make their life less stressful as they prepare to move. Visit www.ttcu.com and www.integritytitleandclosing.com to learn more about what these companies have to offer you as a Tulsa home buyer.
For real estate questions, contact The Baskin Real Estate Specialists of eXp Realty at 918-732-9732 or darrylbaskin.com
1554 S Yorktown Pl. NEW LISTING– $619,000, 5.700 SqFt. Historic Home with many original architectural features throughout.
1181 E. 131st Street 16,000 SqFt; close to 55 acres, Courtyard, Pool, 4-car garage, $2,400,000. Check the eXp 3-d online tour of this incredible listing. Jinx/Bixby area. Flexible floor plan, 2 laundry rooms, 2 master bedrooms, library/game room/office- Full suite option on upper level.
752 Knobb Hill Dr- Sand Springs- New Listing! $170,000, Split-level, 4-bedrooms, 3-full baths, 3 acres with a lakeside view, wrap around bac porch, storm cellar.
4706 S 178th East Ave. Broken Arrow, 4-Bdrm, 3-bath, plus bonus game room/suite on upper level $259,000
1013 S. Cypress Ave. $274,900- 5-bedroom with master suite on first level, 3-cargarage, private lot on cul-de-sac; property borders natural fielded area, no backyard neighbors, 2,000 square feet.