What Electric Issues Will Cost Me More Money on My Tulsa Homeowners Insurance Policy? Insurance Companies have recognized that they can build into their rates based on certain improvements or lack of certain improvements. Insurance companies have noticed that certain things have added risk to them, therefore the cost to insure is increased. When getting insurance quotes, especially on older Tulsa area homes, keep that in mind. For example, some companies will not write a policy for a home with knob and tube wiring. Other companies will write those policies and have built the risks into the rates. There are times when it will save you money to pay for electrical repair on your Tulsa area home up front, versus paying extra each year for your insurance. This question really can only be answered correctly by your Tulsa insurance agent and your Tulsa Electrician. In some cases it is cheaper in the long run to pay for the Tulsa electrical repairs and updates instead of paying more in your insurance policy due to the extra risk. For example knob and tube wiring, pig-tailing the wiring in your home, and many other issues can increase the cost of your policy due to risk. It may be cheaper in the long run to pay for the repairs needed on those items instead of paying the higher insurance premiums. For questions on your Tulsa homeowners insurance policy contact Tedford Insurance at 918-299-2345 or tedfordinsurance.com. For all your Tulsa electrical repairs contact Murray Electric at 918-835-9605 or murrayelectric.com.
QUICK TIP– Did you know that leaving old tires, paint cans, old unusable non-working bikes and cars lying around your home can detract from the value? If you have old items that need to be disposed of talk to your local city office and find out when and where you can dispose of them. Many cities have annual chemical dumps where you can dispose of old chemicals, unused paint, and other items that can’t or shouldn’t be disposed of in the trash.
Tulsa Title Insurance– In order to issue a title insurance policy on your Tulsa area home, there must be certain things completed first. All payments, releases, and documentation for those things must be given to your title company in order to ensure that everything is in order before the title insurance can be issued. Working with a good experienced title and closing company can help you avoid many problems that can occur before closing, or even years later. Talk to your Tulsa area title and closing company about what requirements are needed. For all your Tulsa area title, abstract and closing needs, contact Guaranty Abstract at 918-496-9090 or 918-587-6621 or www.guarantyabstract.com.
What must be done to ensure you have updated plumbing? Updated plumbing depends on the age of the Tulsa house. Insurance companies look at where the greatest cause of failure would occur- toilet supply lines, hot water heaters, etc. Of course updating fixtures, toilets and other visible features is great, there are also things that are not necessarily visible but can lead to major damage. Insurance Companies use a system called CLUE to see what claims have occurred in the home over the years. This helps them determine how many claims have occurred over the years and gives them a clue about what issues may arise. For all your Tulsa homeowners insurance needs, contact Tedford Insurance at 918-299-2345 or tedfordinsurance.com.
One Address, Thousands of Homes- Home Guide Tulsa
3909 Battle Creek Drive- well maintained custom built home with all the extras, heated whirlpool tub, gated community.
For all your Tulsa area real estate needs, contact Darryl of eXp Realty at 918-732-9732 or www.darrylbaskin.com.