Avoiding Trouble with your Tulsa Homeowner’s Association at Closing– Understanding what happens with your Tulsa HOA and how to navigate it is part of the process of closing your Tulsa home. When you first decide to put your Tulsa house on the market. have the restrictive covenant made available up front. That will make the process go a little more smoothly when a contract is accepted on your Tulsa home. It will also make the covenants available immediately upon request from either agent. Also make sure your HOA dues are paid in full and there are no past due payments. If they are not paid, they will be taken out of your proceeds at closing. When you close you must get a clear HOA letter from your HOA. If you or your Tulsa county abstracting company can’t get a hold of someone, there might need to be an affidavit signed or they will have to track down the HOA management company to get the information or letter that is needed. Make sure you give your HOA plenty of notice of the sale or listing of your house so that you are not scrambling at the last minute to get the documents needed for closing. For all your questions related to closing on your Tulsa home for sale or abstracts on your Tulsa home, contact Guaranty Abstract at 918- 496-9090 or www.guarantyabstract.com.
What to Do When Your Light Stays on When the Light Switch is Off– Have you ever turned your light switch off only to have the light bulb stay on? In some situations, especially with an LED bulb, if there is any current coming through it will light the LED bulb even when the switch is turned off. If you have a dimmer on that switch, it is possible the dimmer is not zeroing out when the light switch is turned off. Likely, you can simply switch out the dimmer switch to one that is rated for LED bulbs. Every electronic device in your Tulsa home is drawing power even when you have it off. If it is plugged in, it is drawing power. There are special outlet plugs that shut down all electricity to the device when the device is powered off. This can be helpful for certain devices that are not used as often but are still plugged in.
What is it That Gets You Caught on Unlicensed Work on Your Home? If a Tulsa home isn’t going to be your forever home, be especially cautious. Many homeowners think they will save money by doing the work themselves or by hiring someone unlicensed. The problem occurs when the Tulsa homeowner goes to sell the home and an inspector notices that the work was not done to code. Often, the work done initially, that saved the owner so much money, costs much more to repair later. That is often much more than if a professional was paid to do the work to begin with. Many of the problems we encounter are simple but will cost someone to fix because it wasn’t done properly. It is important to have licensed professionals do the repairs because the buyer does not want to buy someone else’s problem. The inspector is likely to find things that are not done to code and will report it. The buyer doesn’t want to buy that problem so as the home seller, you will likely be paying to fix it in order to sell the home. Also remember to check and find out if you need a permit before you do any work. If you want the value of your home to be as high as it can be, either for you or for your family, use a licensed professional up front. For all your Tulsa electrical needs, contact Murray Electric at 918-835-9605 or www.murrayelectric.com.
The Differences of VA Loans– When it comes to closing your Tulsa home, there are some differences. You must have a DD214 when getting a VA Loan. With a VA loan you are not required to pay mortgage insurance, which is generally required when you don’t make a 20% downpayment. The VA guarantees the loan and you can get 100% financing and zero downpayment. There is some difference in the VA loan process however. On the closing side, most of the time, the seller will pay for the termite inspection (roughly $100). There are also some lender fees that show up in this type of loan. The seller is required to pay certain fees that the Tulsa buyer is not allowed to pay. The lender sets those fees. Make sure you know what those fees are, since each lender has different fees at different rates. As a seller, you may need to set limits about which lenders you will work with, if the fees are very high. Most of the time the fees are pretty low, however always make sure that you check up front. It is important to choose a Tulsa lender that has reasonable fees and is committed to getting to closing. For all your Tulsa mortgage needs, contact TTCU The Credit Union at 918-749-8828 or www.ttcu.com.
Tulsa Real Estate For Sale on Tulsa MLS
5101-5103 E 32nd Street Tulsa-$159,900- Duplex, 4 total bedrooms, 4 total bathrooms, 2 bedrooms and bathrooms in each side. One side is currently vacant.
1004 S Willow Avenue Broken Arrow- $215,000- 3 car garage, Union Schools, over 2500 square feet, new paint inside, large rooms.
7201 W Edison Street Tulsa- $1,750,000- 55 acres, beautifully remodeled home, custom Kosher kitchen with 3 sub zero refrigerators, 24 stall barn, plus more.
6718 S Atlanta Avenue Tulsa-$245,000- Short sale, 4 bedrooms, 2 full 1 half bathrooms, great convenient neighborhood.
For all your Tulsa real estate needs, contact Darryl Baskin of eXp Realty at 918-732-9732 or for One Address, Thousands of Homes and the entire Tulsa MLS visit HomeGuideTulsa.